Top Consumer Protection Lawyers in Crofton

Defending Against Unfair Business Practices in Maryland

Consumers put a lot of trust into companies who provide them with the goods and services they need. Unfortunately, there are companies out there to tend to take advantage of consumers and cheat them by supplying defective products, using abusive tactics to get money from customers, or even participating in illegal debt collection and deceptive trade practices.

Fortunately, there are laws in place that protect your rights as a consumer and punish those companies who engage in illegal practices. At Skipper Law, LLC, our Crofton and Bowie consumer protection attorneys will listen attentively to the details of your situation and work with you to gather the evidence and information needed to build a strong case.

Our team has experience both in and outside of the courtroom and we will passionately fight for the justice you deserve.

To schedule a consultation, call (410) 919-2121 or contact us online. 

Understanding Your Consumer Rights in Maryland

While you should always exercise caution and common sense when purchasing anything, as a consumer, you also have a series of rights that are important to know.

In America, both the Federal Trade Commission and the U.S. Department of Justice protect consumers under a series of state and federal laws, including the Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA).

In 1973, Maryland passed the Consumer Protection Act (CPA), which sets minimum statewide standards for the protection of consumers against unfair and deceptive business practices in the following areas:

• Debt collection
• Consumer credit extension
• The purchase, loan, rental, or lease of consumer goods, realty, or services

Stopping Harassment from Debt Collectors in Crofton & Bowie

In today’s economy, many people are in debt. Whether it’s student loans, car loans, or even loans for property, chance are many of us owe something to someone. However, in some instances, creditors take things too far and begin to harass you. This can be in the form of numerous calls threatening legal action, having someone arrested, or threatening to garnish wages.

Fortunately, the Fair Debt Collection Practices Act (FDCPA) as well as the Telephone Consumer Protection Act (TCPA) prohibit:

• Calls to a cellphone without express permission
• Calls that are before 8 am or after 9 pm
• Creditors who disguise their voices
• Anonymous calls
• Threats of legal action, arrest, notifying employers, or notifying child services
• Any violations of the National Do Not Call Registry

Although you may feel powerless due to the constant calls and harassment, know that you have rights and can contact our Crofton and Bowie consumer rights attorneys to help put a stop to such matters. Our goal is to restore your peace of mind.

Combatting Deceptive Advertising in Maryland

Have you ever seen an advertisement where the product seemed too good to be true? Chances are you’re right. Unfortunately, there are some businesses and companies out there who make money by deceiving consumers and providing false information in order to get them to purchase their products or services.

Examples of such deceptive trade practices include but are not limited to:

• False or misleading information about sponsorship, ingredients, benefits, quantities, approvals, etc.
• Selling a used or altered product and presenting it as new
• Misleading advertising, including those that display a product or service in different ways than they’re intended to be sold
• Misrepresenting the reason for a discount or the comparison between a business’s price and that of a competitor’s
• Falsely stating that a repair or service is needed
• Falsifying the reason for a sale or discount

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